Health Memo

Dear Confused Readers, Just a note of warning. Please read the fine print and then read it again!! My Prescription plan said I would save $3 per month under my new c0-pay system and though it was a small gain - I will take anything I can get. Well, I received a bill for $75 in the mail to cover 3 months of my new coverage, and was advised that now (do to my low income) I now qualifed for assistance and lower co-pays. What??? After talking to a lovely young lady who was kind enough to explain it all to me, it seems that when we actually paid Income Taxes on the better income we used to have, we were forced to have a deductible plan of $1600. After we paid out that much,ourselves, we would then be entitled to a co-pay. Well, our prescriptions are not very costly so we never reached our $1600 but neither did we have to pay anything to our company.

Now we have LESS money, pay no Income Tax, and for only $75 I can get better coverage. Does any of this make sense to you? Of course not. Well, the government assures me that I am better off than I was, just in case, I get put on a prescription that costs over $20.00. What about my $75 and my Assistance??? Seems to me I am paying more, for less???? Well????